The judgments, which are court orders against a debtor and creditor name, not only have a negative effect on your score credit , but can also endanger your property, bank accounts and wages. A judgment lien and any successor may create problems with both buying and selling a property in your home, car or other property. It is important to know the difference between a judgment and lien and assess your situation before you try to sell your home.

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Judgments
If you do not meet with any loan, the creditor can take you to court and ask a judge to issue a judgment against you. The sentence is then used by the creditor to use more aggressive collection techniques, such as garnishing your wages or bank account, or place liens against your property.

 

Liens
A creditor can take the judgment and file a lien against your property titled property such as your home or car. Once a lien is in place, the creditor is entitled to receive benefits before you receive them. Therefore, it is not the judgment that makes the sale of your home, but a lien.
I have a charge?
To find out if you have a lien on your home, contact the clerk, county recorder or assessor’s office in the county where your property is located. The charges are domain public and anyone can search and retrieve information. Find the amount of money that You owe the tax to help determine the impact this has on the sale of your home.

Selling a house with a lien
Not a trial or a lien you from selling your home. However, it is important to note that you must have enough equity in the house to pay any tax, plus the balance of your mortgage. If you do not have enough equity in the house to pay thus prevent the closing of the sale, unless you can provide funds to cover any gaps. A trial, however, attached to the house does not have to pay to close the sale, but we will not buy another house until the judgment is paid in full, so that the judgment does not prevent the sale of a house, but avoid buying a new one.